:root{--ink:#14212b;--muted:#4d5d6a;--brand:#123047;--char:#242D35;--orange:#F1720E;--bg:#f6f8fa;--card:#fff;--line:#dde3e8;--todo:#fff3cd}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.55 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:64px}
a{color:#0b5cad}
a:focus-visible,label:focus-within,summary:focus-visible{outline:3px solid #0b5cad;outline-offset:2px}
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.wrap{max-width:1040px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:9}
.topbar{background:var(--char);color:#e8eef3;font-size:12.5px;line-height:1.3;padding:5px 12px;text-align:center;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
.topbar a{color:#fff}.topbar .long{display:none}
.site-header{background:var(--brand);color:#fff;border-bottom:3px solid var(--orange)}
.head-row{display:flex;flex-wrap:wrap;align-items:center;gap:8px 10px;padding-top:8px;padding-bottom:8px}
.logo{color:#fff;text-decoration:none;font-weight:700;font-size:16px;line-height:1.2;flex:1}
.logo span{color:var(--orange)}
.head-call{color:var(--char);font-weight:800;text-decoration:none;white-space:nowrap;background:var(--orange);padding:7px 11px;border-radius:8px;font-size:15px}
.head-call .num{display:none}
.menu-tg{position:absolute;opacity:0;width:1px;height:1px}
.menu-btn{color:#fff;border:1px solid #8fa6b8;border-radius:8px;padding:6px 10px;font-size:15px;font-weight:600;cursor:pointer;user-select:none}
.menu-tg:focus-visible+.menu-btn{outline:3px solid #fff;outline-offset:2px}
.main-nav{display:none;flex-basis:100%}
.menu-tg:checked~.main-nav{display:block}
nav ul{list-style:none;margin:0;padding:0 0 10px;display:flex;gap:6px 14px;flex-wrap:wrap;font-size:15px}
nav a{color:#dfe8ef;text-decoration:none}nav a[aria-current]{color:#fff;text-decoration:underline;text-decoration-color:var(--orange);text-underline-offset:4px}
main{padding-top:12px;padding-bottom:32px}
h1{font-size:23px;line-height:1.2;margin:4px 0 6px;color:var(--brand)}
h2{font-size:22px;line-height:1.3;margin:28px 0 8px;color:var(--brand)}
.lead{font-size:17px;margin:0 0 10px;color:var(--ink)}
.intro{font-size:18px}
.call{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:16px;margin:18px 0;text-align:center}
.hero-call{background:none;border:0;padding:0;margin:8px 0 12px}
.btn-call{display:block;background:var(--orange);color:var(--char);text-decoration:none;font-weight:800;font-size:21px;line-height:1.25;padding:13px 14px;border-radius:12px;box-shadow:0 3px 0 var(--char)}
.btn-call:hover{background:#ff8a2b}
.btn-call .num{font-size:25px;letter-spacing:.5px}
.btn-icon{font-size:22px}
.fine{font-size:13.5px;color:var(--muted);margin:8px 0 0}
.todo{background:var(--todo);border:1px dashed #c9a227;color:#5c4400;font-size:13.5px;padding:4px 8px;border-radius:6px;display:inline-block}
/* service tabs (CSS-only radio tabs) */
.tab-in{position:absolute;opacity:0;width:1px;height:1px}
.tabs{display:flex;gap:6px;margin:6px 0 8px}
.tabs label{flex:1;text-align:center;border:2px solid var(--brand);color:var(--brand);border-radius:10px;padding:6px 6px;font-weight:700;font-size:15px;line-height:1.2;cursor:pointer;background:#fff}
#t-bio:checked~.tabs label[for=t-bio],#t-hoard:checked~.tabs label[for=t-hoard]{background:var(--brand);color:#fff}
#t-bio:focus-visible~.tabs label[for=t-bio],#t-hoard:focus-visible~.tabs label[for=t-hoard]{outline:3px solid #0b5cad;outline-offset:2px}
.pane-hoard{display:none}
#t-hoard:checked~.panes .pane-bio{display:none}#t-hoard:checked~.panes .pane-hoard{display:block}
/* 1-2-3 strip */
.strip{list-style:none;counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:6px;margin:10px 0 0;padding:0;font-size:13px;line-height:1.3;text-align:left}
.strip li{counter-increment:s;background:#fff;border:1px solid var(--line);border-radius:10px;padding:6px 7px}
.strip li::before{content:counter(s);display:inline-block;width:20px;height:20px;line-height:20px;text-align:center;border-radius:50%;background:var(--char);color:#fff;font-weight:700;font-size:12px;margin-right:4px}
.isnt{display:grid;gap:12px;grid-template-columns:1fr}
.isnt>div{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:12px 16px}
.isnt h3{margin:0 0 4px;font-size:18px;color:var(--brand)}
.isnt ul{margin:0;padding-left:20px}
.urgent{border-left:5px solid var(--char);background:#fff;border-radius:10px;padding:12px 16px;margin:20px 0}
.urgent h2{margin-top:0}
.urgent ul{margin:0;padding-left:20px}
.trust{list-style:none;padding:0;margin:16px 0;display:flex;flex-wrap:wrap;gap:8px}
.trust li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:4px 12px;font-size:14px;font-weight:600;color:var(--char)}
.trust-note{font-size:14px;color:var(--muted);margin:0}
.cards{display:grid;gap:14px;grid-template-columns:1fr}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px}
.card h2{margin-top:0;font-size:20px}.card h2 a,.card h3 a{color:var(--brand);text-decoration:none}
.card h3{margin:0 0 6px;font-size:18px}
.more{font-weight:600}
.steps li{margin:6px 0}
details{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:8px 0}
summary{font-weight:700;cursor:pointer}
.cols{columns:2;gap:16px}
.site-footer{background:var(--char);color:#c9d4dc;padding:20px 0 28px;margin-top:20px;border-top:3px solid var(--orange)}
.site-footer .fine{color:#c9d4dc}.site-footer a{color:#fff}
.operated{display:flex;align-items:center;gap:12px}
.foot-logo{width:64px;height:64px;flex:none;display:block}
.foot-links{list-style:none;padding:0;display:flex;flex-wrap:wrap;gap:6px 16px;font-size:14px}
.sticky-call{position:fixed;left:0;right:0;bottom:0;background:var(--char);display:flex;align-items:center;gap:8px;padding:6px 8px;z-index:5;border-top:2px solid var(--orange)}
.sticky-call>a{flex:1;display:block;background:var(--orange);color:var(--char);font-weight:800;font-size:16px;text-decoration:none;text-align:center;padding:9px 8px;border-radius:9px;white-space:nowrap}
.sticky-call>span{flex:none;color:#e8eef3;font-size:11px;line-height:1.3;text-align:left}.sticky-call span a{color:#fff}
.sticky-call>a.sticky-hoard{display:none}
body:has(#t-hoard:checked) .sticky-call>a.sticky-bio{display:none}body:has(#t-hoard:checked) .sticky-call>a.sticky-hoard{display:block}
.notice{border:1px solid #c9d6e0;background:#f3f7fa;border-radius:10px;padding:12px 16px;margin:16px 0}.notice h2{margin-top:0;font-size:1.1rem}
.src{font-size:14px;color:var(--muted)}
.btn-soon{display:block;background:#fff;border:2px dashed var(--char);color:var(--char);border-radius:12px;padding:12px 14px;text-align:center}
.btn-soon strong{display:block;font-size:20px;line-height:1.25}
.btn-soon span{display:block;font-size:15px;line-height:1.4;margin-top:4px;color:var(--ink)}
.sticky-call .soon-pill{flex:1;display:block;background:#fff;color:var(--char);border:2px dashed var(--orange);font-weight:800;font-size:15px;text-align:center;padding:7px 8px;border-radius:9px}
@media(min-width:760px){
 body{padding-bottom:0}
 .sticky-call{display:none}
 .topbar{font-size:14px;white-space:normal}.topbar .long{display:inline}.topbar .short{display:none}
 .logo{font-size:19px}
 .head-call .num{display:inline}.head-call .word{display:none}
 .menu-btn{display:none}
 .main-nav{display:block}
 h1{font-size:36px}
 .lead{font-size:19px}
 .hero{max-width:640px}
 .strip{font-size:14px}
 .cards{grid-template-columns:repeat(3,1fr)}
 .isnt{grid-template-columns:1fr 1fr}
 .call{max-width:560px;margin:22px auto}
 .hero-call{margin:10px 0 14px;max-width:640px}
 .cols{columns:3}
}